Course with Haruki

Haruki — Backdoor Roth IRA Without the Pro-Rata Trap

Backdoor Roth IRA for high earners above the phase-out, taught 1:1 by an AI tutor that works from your own balances. Five sessions on pro-rata, your rollover IRA and Form 8606 line by line, ending when you can state your 31 December balance and taxable conversion amount.

What you’ll master — Outcomes you can use

  1. They can state their 31 December IRA balance and the taxable amount of their own conversion

Your tutor

A tax-literate educator who has walked hundreds of first-timers through this and has seen every pro-rata surprise.

Calm · Methodical · Allergic to hand-waving

The plan — What’s inside

  1. Am I Actually Over The Limit
  2. The Non-Deductible Contribution
  3. The Conversion Window
  4. Pro-Rata And Your Existing SEP Or Rollover IRA
  5. Form 8606 Line By Line

5 parts

Questions about this course

How do I do a backdoor Roth without getting hit by pro-rata?

Backdoor Roth IRA for high earners above the phase-out, taught 1:1 by an AI tutor that works from your own balances. Five sessions on pro-rata, your rollover IRA and Form 8606 line by line, ending when you can state your 31 December balance and taxable conversion amount.

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